Economic Resources for Small Business, Sole Proprietors, Contract Workers

April 2, 2020

To: Legislative District 28 Constituents

From: State Representatives Kelli Butler and Aaron Lieberman

UPDATE for small businesses (defined as those with less than 500 employees), sole proprietors and independent contractors:

The Small Business Administration has a number of programs to help access funds as quickly as possible to help meet your immediate obligations. Here is some general information about two important programs, although there are others available on the SBA website.



The Economic Injury Disaster Loan (EIDL) program is underway and applications are now being accepted on the SBA website

The EIDL program can give you access to an Emergency Economic Injury Grant, which is a $10,000 advance that does not need to be repaid. The SBA indicated this grant money can be available within three days of the application. The EIDL program also gives you access to a long-term loan that must be repaid, but under very favorable terms and interest rates. 



The Small Business Administration’s Paycheck Protection Program (PPP) is a different loan program, which can be utilized as a short-term bridge in addition to the Emergency Economic Injury Grant, above. The PPP debt can be forgiven if used to pay for employee salaries and compensation, rent and/or utilities during an 8-week period after the origination of the loan. Here’s a fact sheet from the US Treasury Department.

Applications for the Paycheck Protection Program are available, beginning on the following dates:

April 3, 2020 for small businesses and sole proprietorships;

April 10, 2020 for independent contractors and self-employed individuals.

Here is a list of active SBA lenders in Arizona who can help you access the PPP loan beginning on Friday, April 3. These loans are available on a first come, first served basis, so please act fast to apply. 

The Arizona Commerce Authority has additional information about these federal programs as well as state and local resources available to help your business and employees during this crisis. 

Representative Lieberman and I are business owners ourselves and we understand the stress and uncertainty we’re all facing. The most important thing we can do right now is to limit public interaction and reduce the spread of COVID-19. We will have the ability to restore our businesses and repair our economy later, but only if we stay healthy. Thank you for doing your part.

Please don’t hesitate to reach out to us if you need additional information. Like you, we are learning as we go but we want to help you access information as quickly as it’s available.


kelli signature

Kelli Butler

Arizona State Representative, Legislative District 28

(602) 926-5156

[email protected]

aaron signature

Aaron Lieberman

Arizona State Representative, Legislative District 28

(602) 926-3300

[email protected]